Renaissance Insurance Group, Joint Stock Company (the "Insurer"), offers to enter into an insurance contract (the "Insurance Contract" or "insurance policy") covering financial interests of persons intending to travel under an issued electronic travel document (the "e-ticket") on the conditions set forth in the Policy Terms of Traveler Insurance No. 1/Special Conditions for Insuring Travelers During a Trip/Flight approved by Order No. 146 issued the General Director of Renaissance Insurance Group JSC on August 20, 2019 (the “Insurance Rules”), including Additional Terms and Conditions to the Insurance Rules.
This insurance is voluntary and it is your right to enter into the Insurance Contract and pay the insurance premium under it. The conclusion of the Insurance Contract is not a prerequisite for purchasing the e-ticket.
In accordance with Article 438 of the Civil Code of the Russian Federation, the unconditional acceptance of the terms of an insurance policy is evidenced by the payment of the insurance premium which is part of the total price of the e-ticket and additional services included in the order.
Insurer shall mean Renaissance Insurance Group, Joint Stock Company, which is engaged in insurance activities in accordance with the laws of the Russian Federation and licenses SL No. 1284 and SI No. 1284 issued by the Central Bank of the Russian Federation and having an unlimited period of validity.
Policyholder shall mean the Insured hereunder or his/her legal representatives in the event that the Insured is a legally incapable person.
Insured Person shall mean an individual referred to in the insurance policy intending to travel by air transport as a passenger in accordance with the e-ticket in respect of whom the insurance contract has been executed.
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Insurance Terms and Conditions: COMPREHENSIVE INSURANCE FOR TRAVELERS AND THEIR PROPERTY FOR THE TIME OF FLIGHT AND |
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Perils |
Sum insured | Insurance premium | |
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| BAGGAGE | Loss baggage (including damage to baggage) | RUB 50,000 | RUB 270* |
| Baggage delay of 12 hours | RUB 20,000 | ||
| PERSONAL ACCIDENT | Death of the Insured as a result of an accident | RUB 1,000,000 | |
| Disability of the Insured as a result of an accident | |||
| Bodily injury as a result of an accident | |||
| FLIGHT | Travel delay over 6 hours (actual expenses) | RUB 10,000 | |
| TRIP CANCELLATION OF CATEGORY II (hotel accommodation compensation) | RUB 10,000 | ||
| Multiplier of 1.32 shall apply for insurance premium calculation purposes for round-trip flights and/or transfers insurance. | |||
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PERILS AND PAYOUTS |
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Perils |
Payout | ||
| Death as a result of accident | 100% of sum insured | ||
| Disability of groups I, II and III as a result of Personal Accident |
Group I – 100% of the sum insured; II group – 75% of the sum insured; Group III – 50% of the sum insured. |
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| Bodily injury as a result of Personal Accident | The insurance payout shall be made according to the Payout Table of 36 items | ||
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BAGGAGE INSURANCE |
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Perils |
Payout | ||
| Baggage delayed over 12 hours | The Insurer shall reimburse documented reasonable and vital expenses of the Insured Person (purchase of food, personal hygiene products, payment for accommodation, etc.) but not greater than the sum insured | ||
| Baggage loss | 100% of sum insured | ||
| Baggage damage | The insurance payout shall be made according to the Payout Table of 3 items | ||
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FLIGHT DELAY |
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Perils |
Payouts | ||
| Flight delayed over 6 hours | The Insurer shall indemnify documented reasonable and vital expenses of the Insured Person (purchase of food, personal hygiene products, payment for accommodation, etc.) incurred by him/her as a result of a flight delay but not greater than the sum insured. | ||
| TRIP CANCELLATION OF CATEGORY II |
The Insurer shall indemnify the expenses (actual loss) incurred by the Insured Person in cases where the Insured Person had a travel document (ticket) required for the scheduled trip and when the scheduled trip has was canceled due to the following circumstances:
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The General Terms of Insurance of the Service Provider and Insurance Contract execution, commencement, termination and payment procedure shall determine other terms and conditions of the Insurance Contract. For more details, please visit the official web site of the Insurer at http://www.renins.com/about/rules/im Please follow the link https://aeroflot.tripandfly.ru/en/terms-of-purchase-e-tickets/offer-onelia for more details on insurance contract execution, commencement, termination and payment. How to claim In the event of claim, please call 8 800 333 8 800 (24/7 toll free line for all the regions of the Russian Federation) or contact the nearest office of Renaissance Insurance Group JSC. Location addresses, contact telephone numbers and business hours of the offices are available on the website of the Insurer at www.renins.ru |
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